Net Worth Calculator

Add up your assets and liabilities to see your current net worth.

Assets

Liabilities

How the calculation works

Every asset field is summed into a total, every liability field is summed into a separate total, and net worth is simply the first total minus the second. There is no adjustment for taxes on unrealized gains, selling costs, or how liquid any given asset actually is.

Commonly cited median net worth by age (US, approximate)

These are rounded, commonly cited approximations based on Federal Reserve Survey of Consumer Finances data, useful only as a rough point of reference. Individual circumstances vary enormously, and median figures are pulled down by the large number of younger or heavily indebted households.

Age rangeApproximate median net worth
Under 35~$40,000
35-44~$135,000
45-54~$250,000
55-64~$365,000
65-74~$410,000
75+~$335,000

Limitations of this calculator

This tool treats every entered value as a snapshot at face value. It does not account for taxes owed on selling an asset, market volatility in investment values, or the difference between an asset that can be sold next week versus one that takes months to liquidate.

How to calculate net worth in Python

def net_worth(assets: dict, liabilities: dict) -> float: return sum(assets.values()) - sum(liabilities.values()) assets = {"cash": 5000, "investments": 15000, "vehicles": 8000} liabilities = {"loans": 5000, "credit_cards": 1500} print(net_worth(assets, liabilities)) # 21500

This calculator is for informational purposes only and is not financial advice. Values you enter are not stored or transmitted anywhere; all calculation happens in your browser.

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